Work already delivered
Nothing is funded on a promise. Each invoice covers work that has been completed and accepted before it reaches us.
Stablecoin yield.
Backed by receivables.
Eiva turns a pool of stablecoins into funding for real invoices: work already delivered, owed by established companies, settled in weeks.
Up to 15%
A year*
$200,000+
Invoice value originated
Team previously at
Why receivables.
Businesses deliver work, then wait 30 to 90 days to be paid. Eiva funds that wait. The fee for it is what depositors earn.
Established payers
The payer is the company that commissioned the work, with a record of paying. We assess the payer, not just the invoice.
Short dated
We fund only receivables due in 30 to 90 days, and we favour the shortest. Capital turns over often and the exposure to any one invoice is brief.
Returns come from a fixed fee
Eiva charges a fixed fee on each invoice at the point of funding. The return doesn’t depend on a market moving. It depends on the invoice being paid.
Three vaults. Up to 15% a year.
Every vault funds the same invoices. The vault sets your rate, when interest is paid and how you get your money out.
15%*a year
For the full rate
- Rate
- Target, reviewed monthly
- Term
- 12 months
- Interest
- Paid monthly, compounding
- Access
- Redeem with 45 days' notice
- Minimum
- 1,500 USDC
Built to outperform the market.*
Vault rates are targets Eiva sets and reviews monthly, never repricing what you've already accrued. The rates around them float with their markets.
| Product | Rate | Measure | As of |
|---|---|---|---|
| Aave | 4.2% | Aave v3 USDC supply | Nov 4, 2026 |
| Ethena | 5.0% | sUSDe staking | Nov 4, 2026 |
| T-bills | 4.2% | US 3-month T-bill | Nov 3, 2026 |
| Eiva | 15%, target | 12 month vault, target | reviewed monthly |
Custody. Held in a Safe.
Vault capital is held in a Safe, the multisig smart account that teams, DAOs and institutions use to hold their own money onchain. No single key can move it.
How custody works
A Safe smart account
The vault is a Safe smart account with a fixed address, on the same contracts that hold $27B+ across 63M+ accounts.
No single key
Every payment out needs approval from several signers. No one person, key or device can move funds alone.
One fixed address
The vault’s address never changes, so anyone can watch it. Address [coming soon].
